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In some cases deferred compensation plans are used instead of or together with a 401(k) or 403(b). For higher income earners, deferred compensation plans allow for greater tax benefits over and above what a qualified plan would allow. With most deferred compensation plans the owner gets to choose who participates creating a “golden handcuff” on the companies most talented employees.
Let us help you determine which plans are best for your personal and business goals.
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